Broker Check

Jonathan W. Affe

Wealth Advisor

Services for Businesses

We serve a number of small businesses, many of which have fewer than 50 employees. With an extensive background in business ownership and planning, we understand firsthand the many challenges business owners face when running their business, from implementing a retirement plan to offering cost-effective group benefits to planning for their eventual exit. We combine our personal experiences in owning both sole proprietor and corporate businesses with our extensive knowledge of the industry to offer a wide range of services, including:

Business Strategies

Diversifying assets can help small business owners protect their business, future, and family. We can assist you in determining appropriate investment solutions while incorporating risk management.

Retirement Plans

Many business owners are concerned with the fiduciary risks and liabilities of implementing a retirement plan. We work closely with you to determine 401(k) plan options that align with your goals. We can also assist with profit sharing plans, cash balance plans, IRAs, and pensions.

Executive Benefits

Offering a competitive executive benefits plan can attract and retain key executives. We help you determine and implement appropriate plans, such as executive bonuses, deferred compensation, salary continuation, and supplemental executive retirement plans (SERP).

Group Benefits

Providing quality, affordable healthcare coverage is a significant challenge for many employers. We evaluate the design of different benefits packages to determine the best pricing structure and offer advice on implementing such options as cafeteria plans that allow for employee cost-sharing through tax deductible contributions.

Exit Planning

It’s important for a business owner to have a plan for exiting their business, whether it’s selling, going public, or transferring it to a family member. However, many business owners are so caught up in the current needs of their business that they haven’t planned for the future. We create a comprehensive exit strategy that helps ensure you have a plan for both the expected and unexpected.

Succession Planning

A succession plan is a critical element of a business owner’s exit plan. A goal of many business owners is to someday transfer their business interest to either family members or key employees. Succession planning can help businesses in the case of the owner’s death or disability. We can help you formalize your succession objectives and future goals, and refer you to CPAs or Attorneys for further assistance if needed.