At Optimal Planning, we understand how overwhelming it can be to navigate the world of financial planning. Without unbiased guidance and easy-to-understand advice, it’s hard to feel confident in your financial future. We seek to address this concern by serving as a trusted resource, as we understand firsthand the financial challenges that today’s prudent business owner and average American family must navigate. Whether you want to protect the assets accumulated in your 401(k), generate income from your investment portfolio, defer taxes on investment gains, build your wealth through active asset management, utilize your business to benefit your personal finances, or simply choose a conservative bank CD alternative, we will develop a personalized strategy tailored to suit your unique needs.
Optimal Planning is an independent, strategy-driven, business financial planning firm led by Mr. Jonathan W. Affe. We specialize in assisting clients in all stages of wealth management, working primarily with the Baby Boomer retiree generation and seasoned business owner. Mr. Affe has personally walked a line similar to the successful private sector business owner, the managing level corporate executive, and the breadwinning head of household. As a result, he has developed a unique understanding of the elements that financial planning entails surrounding these roles. For more advanced planning, Mr. Affe commonly works alongside clients’ CPAs and Attorneys to provide seamless business financial planning, proper estate preservation, and liquidation options for clients’ beneficiaries.
At Optimal Planning, we seek to work as your financial planner and help you grow your assets reputably. Our top priority is to serve our clients first, last, and always. Passionate about our opportunity to make a positive impact on people’s lives, we are focused on building long-term and trusted relationships with you. We believe that our clients appreciate the value we offer and the personalized attention we provide.
Based in Smithtown, New York, we work with a number of clients in the greater New York City area and multiple states, including South Florida, Pennsylvania, Michigan, Georgia, Connecticut, and California. We consider ourselves well-informed of the state-to-state differences in the legislation that governs the investment and healthcare product types we offer to our clients within the various states we hold licenses.
Contact us to learn more about our services or to receive a complimentary consultation.